Finance for the kit that goes off-road.
Chippers, stump grinders, MEWPs, specialist 4x4s and low-loaders — funded by lenders who understand seasonal trading and woodland-access logistics.
£14m+
Funded into UK arb & forestry
60mo
Typical chipper term
Seasonal
Profiles available
0–10%
Typical deposit
If it earns its keep, we've probably funded one.
Chippers
Timberwolf, Forst, Greenmech, GTM, Bandit. 4-inch through 12-inch capacity, road-tow or tracked.
Stump grinders
Pedestrian to tracked, Carlton, Bandit, Vermeer, Predator. Funded with attachments and trailers bundled.
MEWPs & cherry pickers
Truck-mounted platforms, tracked spider lifts, vehicle-mounted booms. JLG, Niftylift, Genie, Hinowa.
Specialist 4x4s
Pickups, Land Rovers, Unimogs and tracked carriers for woodland access and remote sites.
Low-loaders & trailers
Plant trailers, low-loaders for tracked kit, branch-collection trailers, tipping trailers.
Climbing & ground kit
Saws, harnesses, ropes, PPE programmes, ground-protection mats. Funded as kit packages.
How forestry & arboriculture deals usually structure.
Typical ticket
£18k – £120k per machine
Range we fund
£10k stump grinder → £500k forestry contract package
Term
36 – 60 months
Deposit
0 – 15%
Structure
HP for asset retention; refinance to release equity from owned chippers/MEWPs ahead of contract starts; seasonal profiles for storm-season operators.
The usual pain.
Off-road kit confuses generic lenders
Tracked spider lifts, Unimogs and woodland chippers don't fit standard valuation tables. Specialist lenders know exactly what they're worth.
Storm-season cash flow is uneven
Big revenue spikes after storms, then quiet months. We have lenders who'll structure seasonal payments matched to demand.
Tree work is 'high risk' to banks
Mainstream credit sees insurance schedules and pulls back. Sector-specialists understand the actual risk profile.
How we structure it.
Arb & forestry specialists
Lenders who know the difference between a Forst ST6 and a Timberwolf TW230 — and price them correctly.
Seasonal payments
Higher rentals October–March (storm season), lower April–September. Same total cost, smoother cash.
Refinance for tender
Released £35k for a Hampshire arb crew ahead of a council framework bid — kit never left the yard.
Reviewed by UK businesses
Sorted in 36 hours
"Bank wanted three weeks just to look at the file. AssetFi had the agreement signed and the digger paid for in 36 hours. Couldn't fault them."
Genuinely no fees
"I'd been stung by brokers before so I asked twice — really, no fees? Confirmed in writing. Got a sharper rate than my bank too. They've now done four vans for me."
Understood our cash flow
"We needed a CBCT scanner but our last accounts had a bad quarter. AssetFi went to specialist healthcare lenders, came back with three options and explained each properly. Brilliant."
Our panel
Lenders we use for forestry & arboriculture
Independent of any single lender. We place every deal with the funder offering the best fit on rate, structure and speed.
Plus 40+ specialist funders covering challenger banks, asset-specific lenders and tier-2 underwriters. Lender names shown are trademarks of their respective owners.
Questions forestry & arboriculture customers ask.
Will lenders fund a tracked spider lift?
Yes — we have MEWP-specialist lenders comfortable with Hinowa, Easy Lift, Platform Basket and similar. Typically 60-month HP.
Can I get a seasonal payment plan?
Yes — common for storm-season operators. Higher payments October–March, lower April–September.
What about arborists trading under 12 months?
Possible — depends on director experience, NPTC qualifications, signed contract evidence and deposit. 15–25% deposit usually required.
Can finance cover ground-protection mats and rigging kit?
Yes — bundled into chipper or MEWP HP agreements as part of a kit package. Minimum facility usually £10k.
Ready to fund the next bit of forestry & arboriculture kit?
Soft search. 24-hour decisions. No broker fees, ever.
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