Finance for the kit that goes off-road.
Chippers, stump grinders, MEWPs, specialist 4x4s and low-loaders — funded by lenders who understand seasonal trading and woodland-access logistics.
£14m+
Funded into UK arb & forestry
60mo
Typical chipper term
Seasonal
Profiles available
0–10%
Typical deposit
If it earns its keep, we've probably funded one.
Chippers
Timberwolf, Forst, Greenmech, GTM, Bandit. 4-inch through 12-inch capacity, road-tow or tracked.
Stump grinders
Pedestrian to tracked, Carlton, Bandit, Vermeer, Predator. Funded with attachments and trailers bundled.
MEWPs & cherry pickers
Truck-mounted platforms, tracked spider lifts, vehicle-mounted booms. JLG, Niftylift, Genie, Hinowa.
Specialist 4x4s
Pickups, Land Rovers, Unimogs and tracked carriers for woodland access and remote sites.
Low-loaders & trailers
Plant trailers, low-loaders for tracked kit, branch-collection trailers, tipping trailers.
Climbing & ground kit
Saws, harnesses, ropes, PPE programmes, ground-protection mats. Funded as kit packages.
How forestry & arboriculture deals usually structure.
Typical ticket
£18k – £120k per machine
Range we fund
£10k stump grinder → £500k forestry contract package
Term
36 – 60 months
Deposit
0 – 15%
Structure
HP for asset retention; refinance to release equity from owned chippers/MEWPs ahead of contract starts; seasonal profiles for storm-season operators.
The usual pain.
Off-road kit confuses generic lenders
Tracked spider lifts, Unimogs and woodland chippers don't fit standard valuation tables. Specialist lenders know exactly what they're worth.
Storm-season cash flow is uneven
Big revenue spikes after storms, then quiet months. We have lenders who'll structure seasonal payments matched to demand.
Tree work is 'high risk' to banks
Mainstream credit sees insurance schedules and pulls back. Sector-specialists understand the actual risk profile.
How we structure it.
Arb & forestry specialists
Lenders who know the difference between a Forst ST6 and a Timberwolf TW230 — and price them correctly.
Seasonal payments
Higher rentals October–March (storm season), lower April–September. Same total cost, smoother cash.
Refinance for tender
Released £35k for a Hampshire arb crew ahead of a council framework bid — kit never left the yard.
Helpful next steps for forestry & arboriculture businesses.
Explore the asset, agreement type, planning tools and guide most relevant to the equipment you are considering. The case study above shows a real example from this sector.
Excavator finance
Explore funding information for forestry plant, attachments and heavy equipment.
ExploreTractor finance
Read funding information for tractors and agricultural machinery.
ExploreEquipment finance
Explore finance options for chippers, stump grinders and specialist machinery.
ExploreHire purchase
Understand an ownership-transfer structure for productive machinery.
ExploreMonthly-cost calculator
Model indicative payments before discussing a forestry-equipment proposal.
ExploreUsed equipment guide
Read key considerations before financing used specialist machinery.
ExploreQuestions forestry & arboriculture customers ask.
Will lenders fund a tracked spider lift?
Yes — we have MEWP-specialist lenders comfortable with Hinowa, Easy Lift, Platform Basket and similar. Typically 60-month HP.
Can I get a seasonal payment plan?
Yes — common for storm-season operators. Higher payments October–March, lower April–September.
What about arborists trading under 12 months?
Possible — depends on director experience, NPTC qualifications, signed contract evidence and deposit. 15–25% deposit usually required.
Can finance cover ground-protection mats and rigging kit?
Yes — bundled into chipper or MEWP HP agreements as part of a kit package. Minimum facility usually £10k.
Ready to fund the next bit of forestry & arboriculture kit?
Tell us about your asset and business circumstances to discuss suitable funding options. Read our commission disclosure.
Sector hub
Browse the complete AssetFi sector hub to find a more relevant specialist page.