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Case studies

Real UK businesses. Real numbers. Real outcomes.

Every deal below is anonymised only where the client asked. Amounts, terms and structures are exactly as placed.

£2,430,000
Funded in these stories
15
Case studies published
28h
Average decision time
94%
Approval rate, all sectors
Sector
Product
ManchesterTransport

£186k for a 6-van last-mile fleet expansion

An e-commerce contract win required six new Mercedes Sprinters on the road inside three weeks. The bank quoted six weeks and asked for a 30% deposit the business couldn't spare.

Amount
£186,000
Term
60 months
Product
Hire Purchase
10% deposit3-month VAT deferralFunded in 11 days
Decision in 18hRead story
LeedsManufacturing

£420k CNC line refinanced to release growth capital

A 12-year-old precision engineering firm owned £600k of CNC kit outright but needed working capital to bid on an aerospace tier-2 contract. Overdraft was maxed and the bank wanted a debenture.

Amount
£420,000
Term
60 months
Product
Refinance
No debentureCash in 9 daysTax-efficient structure
Decision in 36hRead story
CardiffConstruction

£430k of plant for a regional groundworks contractor

A growing groundworks firm needed two telehandlers, three dumpers and a 13-tonne excavator for a new housing site starting in four weeks — but adverse credit from a 2022 CCJ blocked mainstream lenders.

Amount
£430,000
Term
48 months
Product
Hire Purchase
Adverse-credit acceptedStepped paymentsRefinance roadmap
Decision in 48hRead story
BrightonHospitality

£62k espresso fit-out funded over 5 years

A second-site fit-out — La Marzocco machine, grinders, undercounter fridges and a bespoke counter — would have wiped out the cash buffer needed to cover the first three months of rent.

Amount
£62,000
Term
60 months
Product
Finance Lease
Bespoke kit includedVAT-efficientFunded in 8 days
Decision in 24hRead story
NorfolkAgriculture

£148k tractor and implement package for arable expansion

Family arable farm taking on 240 acres of new tenanted land needed a Fendt 724 plus power harrow and drill before drilling window in October.

Amount
£148,000
Term
72 months
Product
Hire Purchase
Seasonal payments72-month termFull ownership
Decision in 30hRead story
LondonHealthcare

£94k digital dental scanner for a growing practice

A 3-surgery practice wanted an iTero digital scanner to launch a clear-aligner service line, but didn't want to draw on the partner loan facility earmarked for a fourth surgery.

Amount
£94,000
Term
60 months
Product
Finance Lease
Quarterly upgrade optionCashflow-positive month 4No partner-loan draw
Decision in 22hRead story
BristolTech

£62k IT refresh for a scaling SaaS support team

A fast-growing SaaS business needed laptops, monitors, networking and meeting-room AV for 28 new hires but wanted to keep cash reserved for recruitment and customer onboarding.

Amount
£62,000
Term
36 months
Product
Finance Lease
36-month leaseHardware and deploymentUpgrade path
Decision in 20hRead story
LeedsHospitality

£118k commercial kitchen package for a second-site restaurant

An independent restaurant group opening its second site needed ovens, refrigeration, dishwash and EPOS while preserving cash for pre-opening payroll and supplier deposits.

Amount
£118,000
Term
60 months
Product
Hire Purchase
Second site10% depositCatering equipment
Decision in 26hRead story
BirminghamManufacturing

£240k CNC machining cell for a precision engineering contract

A signed aerospace subcontract required additional milling capacity, but the new CNC cell had to be ordered before the first production invoices were raised.

Amount
£240,000
Term
72 months
Product
Hire Purchase
Signed contract72-month HPCapacity expansion
Decision in 34hRead story
GlasgowTransport

£214k electric van and charger package for a regional courier

A courier operator needed six electric vans and depot chargers to service a low-emission city-centre contract without taking residual-value risk on battery technology.

Amount
£214,000
Term
48 months
Product
Finance Lease
EV fleetChargers included48-month lease
Decision in 24hRead story
CardiffHealthcare

£76k dental chair and sterilisation upgrade for a practice buy-in

A dental practice bringing in a new associate needed two treatment chairs and sterilisation equipment without increasing the partner loan used for the buy-in.

Amount
£76,000
Term
60 months
Product
Finance Lease
Healthcare lenderAssociate growth60-month lease
Decision in 18hRead story
NottinghamTrades

£89k scaffold and access package for a roofing contractor

A roofing contractor was hiring scaffold on every project, eroding margin and limiting scheduling control during peak season.

Amount
£89,000
Term
48 months
Product
Hire Purchase
Margin recovery48-month HPTrade equipment
Decision in 21hRead story
KentAgriculture

£132k irrigation and tractor upgrade for a fruit grower

A fruit grower needed irrigation equipment and a compact tractor ahead of a dry growing season, but income would not arrive until harvest contracts settled.

Amount
£132,000
Term
72 months
Product
Hire Purchase
Seasonal paymentsAgriculture72-month term
Decision in 29hRead story
SheffieldHospitality

£54k gym equipment lease for a boutique fitness launch

A boutique fitness startup needed cardio machines, racks, free weights and studio AV while keeping cash for instructors and launch marketing.

Amount
£54,000
Term
48 months
Product
Finance Lease
StartupMembership pre-sales48-month lease
Decision in 32hRead story
LiverpoolManufacturing

£105k refinance of print machinery to fund a working-capital gap

A commercial printer had valuable owned presses but needed working capital after two large customers moved to longer payment terms.

Amount
£105,000
Term
48 months
Product
Refinance
Asset refinanceWorking capitalNine working days
Decision in 25hRead story
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