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Independent asset finance broker · UK

UK asset finance broker for vehicles, machinery and equipment.

AssetFi helps ambitious businesses acquire, upgrade and refinance the assets that keep them moving. Tell us what you are looking to achieve and our team will help you explore a practical finance route.

Start by using the quote planner to organise your requirements, or speak with our team directly for a live conversation about your finance plans. The planner saves details in this browser only and does not carry out a credit search.

Business owner beside a commercial vehicle

Build momentum

Finance or refinance the vehicles, machinery and equipment that help your business move forward.

Start with your plans

Tell us about the asset, your priorities and the commercial opportunity you want to pursue.

Support at every step

From the first conversation to a clear proposal, we help make the next step straightforward.

Choose a route

Find a finance route that works for your business.

Every business has different plans for its assets. Explore the core routes below to see how ownership, flexible use and working capital can support your next purchase, upgrade or growth opportunity.

Hire purchase

Acquire the vehicles, plant or machinery your business needs through an agreed payment structure, with a clear route towards ownership.

May suit: Businesses planning to invest in vehicles, plant or machinery they expect to keep and use over the long term.

Explore Hire purchase

Finance lease

Put the equipment your business needs to work through agreed rentals over a defined term, with flexible options to suit your operational plans.

May suit: Businesses investing in equipment, technology or specialist assets while managing cash flow and planning for future upgrades.

Explore Finance lease

Asset refinance

Release working capital from vehicles, machinery or equipment your business already owns, while keeping those assets in use.

May suit: Businesses looking to strengthen cash flow, invest in growth or make better use of established business assets.

Explore Asset refinance

Sale and leaseback

Unlock capital from eligible assets and continue using them through a lease arrangement designed around your business needs.

May suit: Businesses seeking to release value from established assets while maintaining day-to-day operations.

Explore Sale and leaseback
How it works

Share your plans, explore your options, move forward.

01

Enquire

Tell AssetFi about the asset you need and the business goal behind it. We will help you start the right conversation.

02

Broker review

A broker will explore practical finance routes, payment structures and the information that can help move your plans forward.

03

Customer decides

When you have a proposal to consider, your broker will help you understand the key details so you can choose the next step with clarity.

Asset and sector context

Finance built around the assets your business relies on.

From commercial vehicles and construction plant to specialist equipment and hospitality fit-out, AssetFi helps businesses explore finance for the assets that support everyday operations and long-term growth.

Commercial vehicles

Vans, HGVs, trailers and specialist vehicles.

Manufacturing

Machinery, tooling, automation and production equipment.

Construction

Plant, site machinery and trade equipment.

Agriculture

Farm machinery, implements and seasonal-use equipment.

Healthcare

Professional, clinical and specialist equipment.

Hospitality and services

Catering equipment, fit-out and business equipment.

Explore sector information
Worked example

A discussion can start with a practical scenario.

A business replacing equipment can start with the asset, supplier, intended use and the growth opportunity it wants to unlock. From there, a broker can help compare ownership, leasing, refinance and other practical routes that may support the next stage of the business.

Every conversation is shaped around the asset, the business and the plans behind it.

Why AssetFi

A broker should make business finance feel straightforward.

  • Named broker information and a published regulatory identity.
  • A clear statement that AssetFi is a broker, not a lender.
  • A helpful conversation focused on your asset, your plans and the route you want to explore.
  • Clear next steps and personal support from first enquiry through to a proposal.
Customer stories

See how businesses have approached asset finance.

Explore how businesses in different sectors have used asset finance to invest in vehicles, equipment and growth opportunities.

Explore customer stories
Trust and status

Practical support from your first conversation onwards.

Your business deserves a straightforward conversation about the asset you need, the plans behind it and the finance routes that may help. AssetFi combines a clear process with personal broker support so you can move forward with confidence.

Named broker team

Gulshan Khan and Elliot Wilson are here to discuss your asset, business plans and the options you want to explore. Meet the team and start a helpful conversation.

Meet the brokers
Frequently asked questions

Answers before a customer takes the next step.

What does AssetFi offer?

AssetFi is an independent broker helping UK businesses explore asset-finance options for vehicles, machinery and equipment. We take time to understand your plans and help you identify a route worth pursuing.

Who is asset finance for?

Asset finance can help established and growing UK businesses acquire, upgrade or refinance the assets that support day-to-day operations and future plans.

What happens after I get in touch?

A broker will talk through the asset, your business plans and the information that may help identify suitable finance options. If a proposal is available, you can review it in full before deciding whether to proceed.

Will a website enquiry affect a credit file?

No. Using the website planner, calculator or readiness check does not itself carry out a credit search. If a later step may involve a search, the process will be explained to you beforehand.

What could it cost?

Your broker can talk through the payment structure, deposit, term and other key assumptions for your asset. Any formal proposal will set out the full costs and agreement details clearly.

How are tax and VAT treated?

Tax, VAT and accounting treatment depend on the legal entity, asset, agreement, dates, business use and current rules. Ask an appropriately qualified accountant or tax adviser to review the actual facts and documents before relying on a result.

Let’s help fund your next business asset.

Whether you are buying equipment, upgrading a fleet or releasing capital from existing assets, our team is ready to discuss the right starting point for your business.

Vernova Finance Ltd t/a AssetFi is an independent commercial finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Vernova Finance Ltd t/a AssetFi will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay.

Vernova Finance Ltd t/a AssetFi is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

Vernova Finance Ltd t/a AssetFi aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:

Complaints - AFS

ICO registration number 00019101541. See our privacy notice and commission disclosure.