Finance for the machines that make UK manufacturing.
Vertical and horizontal mills, lathes, multi-axis, full 5-axis cells. From a single Haas VF2 to a fully integrated robotic line. Tax-efficient structures, big-ticket lender panel.
Rate from
7.9% APR
Deposit
5–15% typical
Term
48–84 months
Typical ticket
£60k single mill → £1.5m cell
Specifics matter. Here's what's in scope.
Vertical machining centres
Haas VF/UMC, DMG Mori NHX/DMU, Mazak VTC, Hurco VM, XYZ. New and ex-demo from authorised dealers.
Lathes & turning centres
Doosan/DN Solutions, Mazak Quick Turn, Haas ST, Okuma LB. Live tooling, sub-spindle, bar feeders included in the agreement.
5-axis & multi-axis
Mazak Variaxis, DMG Mori DMU, Hermle, Matsuura. Higher ticket items but lender panel comfortable to £1.5m.
Robotic cells & automation
Fanuc, ABB, KUKA cobots, integrated pallet systems, bar feeders. Funded as a turnkey package alongside the host machine.
Press brakes & laser
Trumpf, Bystronic, Amada, Salvagnini. Fibre laser cutters, plasma cutters, hydraulic press brakes.
Software & soft costs
CAM software (Mastercam, Fusion, hyperMILL), training, foundations, three-phase, dust extraction — bundled into the same facility.
Three reasons cnc machines buyers finance.
Match the term to the payback
A £180k VMC paid back over 5 years through additional capacity costs less per month than the contracts it unlocks. Finance turns capex into operating cost.
Full expensing on hire purchase
HP-funded plant qualifies for full expensing — 100% write-off in year one against corporation tax. Worth ~25% of the asset cost in tax saved.
Free up cash for tooling and people
A new machine needs tooling, fixtures, training and probably a programmer. Locking £180k of cash in the iron leaves nothing for the rest.
From quote to cnc machines on the road.
Send the dealer quote
Machine spec, soft costs, lead time. We can issue an approval that holds for 6 months while the machine is being built.
Big-ticket lender match
Three to five lenders comfortable in your ticket size compete on rate. Typical underwriting 48–72 hours on £100k+.
Pay-on-commissioning
Deposit released on order; balance paid on commissioning sign-off. Rentals start when the machine starts cutting chips.
Hire Purchase usually wins for cnc machines.
HP is almost universally the right choice on machine tools — it qualifies for full expensing (100% year-one write-off) and you own a sellable asset with a strong residual at end of term.
Reviewed by UK businesses
Sorted in 36 hours
"Bank wanted three weeks just to look at the file. AssetFi had the agreement signed and the digger paid for in 36 hours. Couldn't fault them."
Genuinely no fees
"I'd been stung by brokers before so I asked twice — really, no fees? Confirmed in writing. Got a sharper rate than my bank too. They've now done four vans for me."
Understood our cash flow
"We needed a CBCT scanner but our last accounts had a bad quarter. AssetFi went to specialist healthcare lenders, came back with three options and explained each properly. Brilliant."
CNC Machine Finance — what people ask.
Will lenders fund a machine being imported from Germany or Japan?
Yes — common for DMG Mori, Mazak, Okuma and Hermle. Most agreements are GBP-denominated with the lender paying the dealer in their currency. ECA-backed structures also available on larger imports.
Can I include installation, training and software?
Yes — most lenders package up to 20% of the machine value as soft costs (foundations, three-phase, ducting, training, software, calibration). On larger projects we sometimes structure soft costs as a separate facility drawn alongside the main HP.
What if delivery slips by 6 months?
Standard for premium European machine tools. Our credit approvals hold for 6 months and can usually be re-issued without re-underwriting. The agreement only goes live on commissioning, so a delay doesn't cost you anything.
Can I refinance a machine I already own?
Yes — common for funding expansion. We instruct a CTM-qualified valuer, agree open-market value, and refinance up to 80–90% of that. Cash arrives in 7–14 days, machine never moves.
Ready to fund your cnc machines?
Soft search. 24-hour decisions. No broker fees, ever.
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