Finance for the kit that your patients see.
CBCT scanners, chairs, intra-oral scanners, CAD/CAM, autoclaves and full surgery fit-outs. Funded by lenders who actually understand UDA values, private mix and associate buy-outs.
Rate from
7.9% APR
Deposit
0–10% typical
Term
36–84 months
Typical ticket
£12k autoclave → £180k CBCT
Specifics matter. Here's what's in scope.
CBCT & 3D imaging
Carestream, Planmeca, Sirona Orthophos, Vatech. Funded as standalone or alongside an OPG/cephalostat upgrade.
Intra-oral scanners
iTero Element/Lumina, 3Shape Trios, Medit i700, Carestream CS3700. Soft asset — but our specialist lenders fund them up to 60 months.
Dental chairs & units
A-dec, Planmeca, Stern Weber, Belmont, Sirona, KaVo. New, refurbished or part-of-fit-out.
CAD/CAM & milling
PrimeMill, MCXL, ZirkonZahn, Imes-Icore. Same-day dentistry workflows funded end-to-end.
Sterilisation & decon
Autoclaves (W&H, SciCan, Tuttnauer), washer-disinfectors, RO water, decon room fit-outs.
Practice fit-outs
Full surgery builds, two- to four-surgery refits, signage, reception, IT. One agreement covering the whole project.
Three reasons dental kit buyers finance.
Practice cash buys patients, not chairs
Marketing, hygienist hires and treatment co-ordinators turn into private revenue. Locking £180k in a CBCT does not.
Tech becomes obsolete fast
Scanner generations are getting shorter. Finance lease (with end-of-term refresh) is often a smarter answer than HP for evergreening kit.
Associate buy-outs need cash
Associates buying into an equity stake need their personal cash for the goodwill, not the kit. Finance the chairs separately.
From quote to dental kit on the road.
Send the dealer quote
Make, model, dealer, supply lead time. CBCT and chairs often have 6–12 week lead times — we work to that.
Healthcare lender match
Three healthcare-specialist lenders quote. We've placed deals across 120+ UK practices and know each lender's appetite.
Documents and delivery
Standard healthcare docs e-signed. Lender pays the dealer on delivery and commissioning sign-off.
Finance Lease usually wins for dental kit.
Tech is moving fast — finance lease lets you upgrade scanners and CBCT every 5 years without a write-down hit. For chairs and steel kit, HP usually wins.
Reviewed by UK businesses
Sorted in 36 hours
"Bank wanted three weeks just to look at the file. AssetFi had the agreement signed and the digger paid for in 36 hours. Couldn't fault them."
Genuinely no fees
"I'd been stung by brokers before so I asked twice — really, no fees? Confirmed in writing. Got a sharper rate than my bank too. They've now done four vans for me."
Understood our cash flow
"We needed a CBCT scanner but our last accounts had a bad quarter. AssetFi went to specialist healthcare lenders, came back with three options and explained each properly. Brilliant."
Dental Equipment Finance — what people ask.
Can a self-employed associate apply?
Yes — we have lenders who'll lend to self-employed associates on the strength of UDA history, gross billings and personal credit. Personal guarantee normally required. Useful if you're equipping a list at your principal practice.
Will lenders fund a refurbished CBCT or scanner?
Yes, on the right brand and through an approved refurbisher with a 12-month warranty. We've placed refurbished Carestream and Planmeca CBCT deals successfully.
Is VAT recoverable on dental equipment?
Mostly no — clinical services are largely VAT-exempt, so VAT on equipment is a hard cost. HP is generally more efficient than finance lease for VAT-exempt practices because the full cost is capitalised. Always confirm with your accountant.
Can I finance a full new-surgery fit-out?
Yes — we've funded multi-surgery builds end-to-end (chairs, imaging, decon, signage, IT, fit-out). One agreement, one direct debit, drawdowns aligned to project milestones.
Ready to fund your dental kit?
Soft search. 24-hour decisions. No broker fees, ever.
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