Finance the kit that earns the revenue.
From a single coffee machine to a full automated production line, equipment finance lets you spread the cost over the productive life of the asset. Lower interest rates than unsecured loans because the kit itself is the security.
At a glance
- From £5,000 to £2 million per asset
- Hard and soft assets across 20+ sectors
- Annual flat rates from 5.9%
- New, used, dealer or private sale
- Multiple structures: HP, Lease, Refinance
From
6.4%
Decision
24 hrs
Up to
£2m
From enquiry to funded — usually inside a week.
Enquire in 60 seconds
Tell us the asset, the amount and the timing. Soft search only — no impact on your credit score.
We get to know your business
A dedicated account manager picks up the phone, sense-checks your goals and gathers what we need.
We shop the market for you
We package the application, run it across 60+ specialist lenders and bring back the strongest no-obligation quotes.
Funded — usually in days
Accept the offer and sign electronically. Funds release direct to the supplier or to your account.
Equipment finance, by category.
Manufacturing & CNC
Lathes, mills, presses, welders, robotics, automated lines, packaging and palletising.
Construction plant
Excavators, dumpers, telehandlers, scaffolding, attachments, modular cabins.
Hospitality & catering
Combi ovens, walk-in cold rooms, espresso machines, full kitchen fit-outs and EPOS.
Dedicated guide →
Medical & dental
Imaging, surgical chairs, lasers, sterilisation, lab and aesthetics equipment.
Fitness & wellness
Cardio fleets, free weights, full studio launches, treatment chairs, beauty technology.
IT & technology
Servers, networking, laptops, software, AV systems, business phone systems.
Dedicated guide →
Fit-out & refit
Shopfit, restaurants, salons, offices. Combine asset finance with soft costs into one agreement.
Renewables & EV
Commercial solar, battery storage, EV charging infrastructure, ground-source heat.
Cheaper than an unsecured loan,
smarter than a cash purchase.
Asset is the security
Lower rates than unsecured borrowing because the kit itself secures the deal — no need to pledge property or directors' homes.
Match cost to revenue
Pay for the kit out of the revenue it generates, not from cash you need for stock and payroll.
Tax efficient
Hire purchase typically attracts capital allowances; lease rentals are usually fully deductible against profits.
Avoid price inflation
Buy at today's prices. Spread the cost. Beat the next supplier price increase.
Suppliers love it
Lender pays the supplier directly on accepted offer. You get faster delivery and often a better trade price.
Used and private sale OK
Not just dealer-new. We can fund used equipment, auction purchases and private sales subject to inspection.