UK asset finance rates right now.
Indicative pricing across our 60+ lender panel. Rates vary by credit profile, asset type, deposit and term — use these as a starting point, then get a real quote.
Indicative pricing
Hire Purchase rate guide
| Borrower profile | Rate from | Typical rate | Deposit |
|---|---|---|---|
| Prime (3+ yrs, clean credit) | 7.9% | 8.5–9.9% | 0–10% |
| Near-prime (minor issues) | 10.5% | 11–13% | 10–20% |
| Startup (< 2 yrs trading) | 12% | 13–16% | 20–30% |
| Adverse (CCJ/default) | 14% | 15–18% | 20–30% |
Rates shown are representative and depend on credit profile, asset type/age, term length and lender appetite at the time of underwriting. APR not flat rate. Final offer issued in writing.
Indicative pricing
Finance Lease rate guide
| Borrower profile | Rate from | Typical rate | Deposit |
|---|---|---|---|
| Prime | 7.9% | 8.5–10% | Nil |
| Near-prime | 10.5% | 11–13% | Nil–10% |
| Startup | 12% | 13–16% | 10–20% |
Rates shown are representative and depend on credit profile, asset type/age, term length and lender appetite at the time of underwriting. APR not flat rate. Final offer issued in writing.
Indicative pricing
Refinance / Sale & Leaseback rate guide
| Borrower profile | Rate from | Typical rate | Deposit |
|---|---|---|---|
| Hard asset, prime credit | 9.2% | 10–12% | N/A |
| Soft asset / near-prime | 12% | 13–16% | N/A |
Rates shown are representative and depend on credit profile, asset type/age, term length and lender appetite at the time of underwriting. APR not flat rate. Final offer issued in writing.
Indicative pricing
Commercial Vehicle Finance rate guide
| Borrower profile | Rate from | Typical rate | Deposit |
|---|---|---|---|
| New LCV, prime credit | 6.9% | 7.5–9% | 0–10% |
| Used LCV (< 5 yrs) | 8.5% | 9–11% | 10–20% |
| HGV / specialist | 8% | 9–12% | 10–20% |
Rates shown are representative and depend on credit profile, asset type/age, term length and lender appetite at the time of underwriting. APR not flat rate. Final offer issued in writing.
Representative example
9.9% APR representative based on hire purchase of £25,000 over 36 months with a 10% deposit (£2,500). Monthly repayment £726. Total amount payable £28,636. Total cost of credit £6,136.
Rates depend on credit profile, asset type, deposit and term. AssetFi Ltd is a credit broker, not a lender. Commission disclosure.
These are indicative. Your rate could be lower.
We shop across 60+ specialist lenders to find the most competitive rate for your specific circumstances. The only way to get a real rate is to apply — and it's a soft search, so there's no impact on your credit file.